:root{
  /* Layout: faixas horizontais alternando marinho e areia, conteúdo em coluna de 1200px */
  --navy:#0E2240; --navy-deep:#0A1A33; --gold:#C9A24A; --gold-ink:#8A6A1F; --gold-soft:#F3ECDC;
  --sand:#F7F4EE; --paper:#FFFFFF; --ink:#14213D; --text:#3D4A5C; --muted:#4A5568; --line:#E6DFD1;
  --on-navy:#D5DCE8; --on-navy-2:#C8D1E0; --on-navy-3:#A9B6CC; --wa:#1F7A4D;
  --display:Marcellus,Georgia,"Times New Roman",serif; --body:Figtree,"Segoe UI",system-ui,-apple-system,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--sand);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.55;-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto}
a{color:var(--navy)}a:hover{color:var(--gold-ink)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{max-width:1200px;margin:0 auto;padding-inline:24px}
@media (max-width:520px){.wrap{padding-inline:16px}}
.eyebrow{font:600 13px/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);margin:0}
.h2{font-family:var(--display);font-weight:400;font-size:clamp(30px,4.2vw,40px);line-height:1.15;color:var(--navy);margin:0;text-wrap:balance}
.lead{font:400 18px/1.6 var(--body);color:var(--text);margin:0;max-width:68ch}
.sec-head{display:flex;flex-direction:column;gap:12px;max-width:760px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:12px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--gold);color:var(--ink);transform:translateY(-2px)}
@media (prefers-reduced-motion:reduce){a.card:hover{transform:none}}
.card h3{font:600 20px/1.3 var(--body);margin:0;color:var(--navy)}
.card p{font:400 15px/1.55 var(--body);margin:0;color:var(--muted)}
.more{font:600 14px/1 var(--body);color:var(--gold-ink);margin-top:auto}
.chip{display:inline-flex;align-items:center;min-height:44px;padding:0 18px;border-radius:999px;border:1px solid #D9CFBB;background:var(--paper);font:500 15px/1.2 var(--body);color:var(--ink);text-decoration:none}
.chip:hover{border-color:var(--gold);background:#FBF6EA;color:var(--ink)}
.btn-gold{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:999px;background:var(--gold);color:var(--navy-deep);font:700 16px/1.2 var(--body);text-decoration:none;text-align:center;border:0;cursor:pointer}
.btn-gold:hover{background:#D9B45E;color:var(--navy-deep)}
.btn-navy{background:var(--navy);color:#FFFFFF}.btn-navy:hover{background:#16305a;color:#FFFFFF}
.btn-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:999px;border:1.5px solid rgba(255,255,255,.55);color:#FFFFFF;font:600 16px/1.2 var(--body);text-decoration:none;text-align:center}
.btn-ghost:hover{border-color:var(--gold);color:#FFFFFF}
.btn-line{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:999px;border:1.5px solid var(--navy);color:var(--navy);font:600 15px/1.2 var(--body);text-decoration:none}
.btn-line:hover{border-color:var(--gold-ink);color:var(--gold-ink)}
.icon{width:44px;height:44px;border-radius:12px;background:var(--gold-soft);display:flex;align-items:center;justify-content:center;color:var(--gold-ink);flex-shrink:0}
.tag{display:inline-block;padding:4px 10px;border-radius:999px;background:#EEF1F6;font:600 12px/1.4 var(--body);color:#33415C}
.step-n{width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);font:400 20px/40px var(--display);text-align:center;flex-shrink:0}
.grid{display:grid;gap:18px}
.g210{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}
.g240{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.g300{grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr))}

/* topo */
.site-head{background:var(--navy-deep);position:sticky;top:env(safe-area-inset-top,0px);z-index:40}
.head-in{display:flex;align-items:center;justify-content:space-between;gap:12px 20px;padding-block:12px;max-width:1300px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:0;flex:0 0 auto}
.brand img{width:48px;height:48px;border-radius:50%;object-fit:cover;flex-shrink:0}
.brand b{display:block;font-family:var(--display);font-weight:400;font-size:19px;color:#FFFFFF;letter-spacing:.02em;line-height:1.2}
.brand small{display:block;font-size:12px;color:var(--gold);letter-spacing:.08em;text-transform:uppercase;margin-top:3px}
.nav{display:flex;flex-wrap:nowrap;align-items:center;justify-content:flex-end;gap:0 6px}
.brand small{white-space:nowrap}
.navlink{font:500 15px/1.2 var(--body);color:#E9EDF5;text-decoration:none;padding:12px 5px;white-space:nowrap}
.navlink:hover,.navlink[aria-current=page]{color:var(--gold)}
.nav .btn-gold{min-height:44px;padding:0 20px;font-size:15px;white-space:nowrap}
.menu-btn{display:none;background:transparent;border:1.5px solid rgba(255,255,255,.4);color:#FFFFFF;border-radius:12px;width:48px;height:48px;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0}
@media (max-width:1240px){
  .menu-btn{display:inline-flex}
  .head-in{flex-wrap:wrap}
  .brand{flex:1 1 0}
  .brand small{white-space:normal}
  .nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-bottom:8px}
  .site-head.open .nav{display:flex}
  .navlink{padding:14px 4px;border-top:1px solid rgba(255,255,255,.08);font-size:16px}
  .nav .btn-gold{margin-top:10px;min-height:50px}
}
@media (max-width:420px){.brand b{font-size:17px}.brand small{font-size:10.5px;letter-spacing:.05em}}

/* faixas */
.band{padding-block:88px}
@media (max-width:700px){.band{padding-block:60px}}
.band-white{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band-navy{background:var(--navy);color:#FFFFFF}
.band-navy .h2{color:#FFFFFF}.band-navy .lead{color:var(--on-navy-2)}.band-navy .eyebrow{color:var(--gold)}
.stack{display:flex;flex-direction:column;gap:32px}

/* hero */
.hero{background:var(--navy);color:#FFFFFF;overflow:hidden}
.hero-in{display:flex;flex-wrap:wrap;align-items:center;gap:40px;padding-block:72px}
.hero-text{flex:1 1 480px;min-width:0;display:flex;flex-direction:column;gap:24px}
.hero h1{font-family:var(--display);font-weight:400;font-size:clamp(38px,5.6vw,56px);line-height:1.08;margin:0;color:#FFFFFF;text-wrap:balance}
.hero-sub{font-size:20px;line-height:1.6;color:var(--on-navy);margin:0;max-width:620px}
.hero-btns{display:flex;flex-wrap:wrap;gap:14px}
.hero-meta{font-size:14px;color:var(--on-navy-3);margin:0}
.hero-photo{flex:0 1 420px;min-width:0;display:flex;justify-content:center}
.hero-photo .fr{position:relative;width:100%;max-width:420px}
.hero-photo img{width:100%;aspect-ratio:720/766;object-fit:cover;object-position:center top;border-radius:24px;display:block;border:1px solid rgba(201,162,74,.45)}
.badge{position:absolute;left:-16px;bottom:24px;background:#FFFFFF;color:var(--navy);border-radius:14px;padding:14px 18px;box-shadow:0 12px 30px rgba(10,26,51,.35);display:flex;flex-direction:column;gap:4px}
.badge b{font-family:var(--display);font-weight:400;font-size:26px;line-height:1}
.badge span{font-size:13px;color:var(--muted)}
@media (max-width:700px){.hero-photo .fr{max-width:320px}.hero-in{padding-block:48px}.badge{left:12px}.hero-sub{font-size:18px}}

.creds{background:var(--navy-deep);border-top:1px solid rgba(201,162,74,.35)}
.creds-in{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 28px;padding-block:20px;font-size:14px;color:var(--on-navy)}
.creds strong{color:var(--gold);font-weight:600}

/* subpáginas */
.page-hero{background:var(--navy);color:#FFFFFF}
.page-hero .wrap{padding-block:64px 56px;display:flex;flex-direction:column;gap:18px}
.page-hero h1{font-family:var(--display);font-weight:400;font-size:clamp(34px,5vw,50px);line-height:1.1;margin:0;color:#FFFFFF;max-width:900px;text-wrap:balance}
.page-hero p.sub{font-size:19px;line-height:1.6;color:var(--on-navy);margin:0;max-width:720px}
.crumbs{font-size:14px;color:var(--on-navy-3)}
.crumbs a{color:var(--on-navy-3);text-decoration:none}.crumbs a:hover{color:var(--gold)}
.jump{display:flex;flex-wrap:wrap;gap:10px}
.page-hero .chip{background:transparent;color:#FFFFFF;border-color:rgba(255,255,255,.35)}
.page-hero .chip:hover{background:rgba(255,255,255,.08);border-color:var(--gold);color:#FFFFFF}

.topic{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,300px);gap:40px;padding-block:64px;border-top:1px solid var(--line)}
.topic:first-child{border-top:0}
@media (max-width:900px){.topic{grid-template-columns:minmax(0,1fr);gap:24px;padding-block:48px}}
.topic h2{font-family:var(--display);font-weight:400;font-size:clamp(28px,3.6vw,36px);line-height:1.15;color:var(--navy);margin:0 0 14px;text-wrap:balance}
.topic h3{font:600 17px/1.3 var(--body);color:var(--navy);margin:26px 0 10px}
.prose p{margin:0 0 14px;color:var(--text);font-size:17px;line-height:1.65;max-width:70ch}
.prose ul{margin:0 0 14px;padding-left:20px;color:var(--text);font-size:16.5px;line-height:1.6;max-width:68ch}
.prose li{margin-bottom:6px}
.prose li::marker{color:var(--gold)}
.aside{display:flex;flex-direction:column;gap:14px;align-self:start;position:sticky;top:100px}
@media (max-width:900px){.aside{position:static}}
.aside .card{padding:20px}
.topic .aside h3{margin:0;font-size:18px}
.note{font-size:14px;color:var(--muted);border-left:3px solid var(--gold);padding:8px 0 8px 14px;margin:18px 0 0;max-width:70ch;line-height:1.55}

.steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:20px}
.steps li{display:flex;gap:16px;align-items:flex-start}
.steps strong{display:block;font-size:18px;color:var(--navy);margin-bottom:4px}
.steps span.t{color:var(--muted);line-height:1.55}

.place{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:6px}
.place h3{font:600 17px/1.3 var(--body);margin:0;color:var(--navy)}
.place p{font:400 14px/1.5 var(--body);margin:0;color:var(--muted)}
.place.main{border:2px solid var(--gold)}

.prog{border:1px solid rgba(201,162,74,.4);border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:10px}
.prog .k{font-size:13px;color:var(--gold);letter-spacing:.08em;text-transform:uppercase}
.prog h3{font-family:var(--display);font-weight:400;font-size:24px;margin:0;color:#FFFFFF}
.prog p{color:var(--on-navy-2);margin:0;line-height:1.55}
.prog.hl{background:var(--gold);border-color:var(--gold)}
.prog.hl .k{color:var(--navy-deep);font-weight:700}.prog.hl h3,.prog.hl p{color:var(--navy-deep)}

details.faq{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:0 20px}
details.faq summary{cursor:pointer;list-style:none;padding:18px 28px 18px 0;font:600 17px/1.4 var(--body);color:var(--navy);position:relative}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:0;top:14px;font:400 26px/1 var(--display);color:var(--gold-ink)}
details.faq[open] summary::after{content:"–"}
details.faq .a{padding:0 0 18px;color:var(--text);line-height:1.6;max-width:72ch}
details.faq .a p{margin:0 0 10px}
.faqs{display:flex;flex-direction:column;gap:10px}

.cta{background:var(--gold-soft);padding-block:72px}
.cta-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}

.foot{background:var(--navy-deep);color:var(--on-navy-2);padding-block:56px 96px;font-size:14px}
.foot a{color:var(--on-navy-2);text-decoration:none}.foot a:hover{color:var(--gold)}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px}
.foot-brand{display:flex;align-items:center;gap:12px}
.foot-brand img{width:44px;height:44px;border-radius:50%}
.foot-brand b{display:block;font-family:var(--display);font-weight:400;font-size:18px;color:#FFFFFF}
.foot nav{display:flex;flex-wrap:wrap;gap:10px 22px}
.foot .legal{margin:28px 0 0;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;color:var(--on-navy-3);line-height:1.6}

.wa-float{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:50;display:flex;align-items:center;gap:10px;min-height:56px;padding:0 22px;border-radius:999px;background:var(--wa);color:#FFFFFF;font:700 15px/1 var(--body);text-decoration:none;box-shadow:0 10px 24px rgba(10,26,51,.3)}
.wa-float:hover{background:#186640;color:#FFFFFF}
@media (max-width:520px){.wa-float{right:14px;bottom:calc(14px + env(safe-area-inset-bottom,0px));padding:0 18px;min-height:52px}}

.stars{color:var(--gold);letter-spacing:2px;font-size:20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}